my instant cash machine

Secondly, you are definitely in the right place to get all the help you will need. This soon after BK7 most likely your only hope of a CC would be a secured card. Try doing a search on secured cards and read as much info as you can on this board to try to find the one that has the least amount of negatives to it.
Some basic words of advice:
But then they would also have to cease all collection activity because they didnt reply right? then if they did put it on your credit report you would challage it with CRA, if the CA verified it is a collection activity? therefore they commit a violation for not answering.
(My instant cash machine) is it doable? or am I dreaming?
What is a validation letter? I checked the sample letters section and didn't find anything that sounded appropriate.